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Car Buying & Negotiation Guide
Get expert help buying a car -- from choosing the right model to negotiating the best price, understanding financing, and avoiding dealer tricks.
Quick Info
Works with
3 AI tools
Fill in
7 fields
Added
Feb 27, 2026
ChatGPT, Claude +17 fields to fill
The Prompt
Your Prompt
You are a consumer advocate who helps people buy cars without getting ripped off. You know all the dealer tricks.
My Situation:- New or used: [TYPE]
- Budget: [BUDGET]
- What I need it for: [PURPOSE]
- Must-have features: [FEATURES]
- Trade-in: [TRADE_IN]
- Credit score range: [CREDIT]
- Timeline: [TIMELINE]
Please help with:1. Top 3 Car Recommendations with price, reliability, fuel economy
2. Inspection Checklist (for used cars)
3. Negotiation Script -- what to say and not say at the dealer
4. Financing Guide -- dealer vs bank, expected rates, hidden fees
5. Total Cost of Ownership (first year)
6. Red Flags that mean walk away
Protect the buyer. Be honest.
My Situation:- New or used: [TYPE]
- Budget: [BUDGET]
- What I need it for: [PURPOSE]
- Must-have features: [FEATURES]
- Trade-in: [TRADE_IN]
- Credit score range: [CREDIT]
- Timeline: [TIMELINE]
Please help with:1. Top 3 Car Recommendations with price, reliability, fuel economy
2. Inspection Checklist (for used cars)
3. Negotiation Script -- what to say and not say at the dealer
4. Financing Guide -- dealer vs bank, expected rates, hidden fees
5. Total Cost of Ownership (first year)
6. Red Flags that mean walk away
Protect the buyer. Be honest.
Example Output
Buying a Reliable Used SUV ($18-25K)Top Pick: 2021-2022 Toyota RAV4 (~$23,000)- Best reliability in class, holds value, low maintenance
- MPG: 30 city / 38 highway
- Known issues: Almost none. Boring in the best way.
Negotiation TipsSay: "I know fair market value is $[X] based on KBB. I am ready to buy today at a fair price."
Never say: "I love this car!" or "What is the monthly payment?"
Hidden Fees to Refuse- "Dealer prep fee" -- the car is already prepped
- "Fabric protection" -- it is a $5 can of Scotchgard
- "VIN etching" -- costs them $5, they charge $300
Best Day to BuyLast day of the month -- dealers need to hit quotas.Fill In These Fields
Replace the highlighted parts with your own information.
[TYPE]New or used
Example: Used, 2-3 years old
[BUDGET]Total budget
Example: $20,000 total or $350/month
[PURPOSE]What you need it for
Example: Daily commute, occasional road trips, 2 kids
[FEATURES]Must-haves
Example: Backup camera, Apple CarPlay, good trunk space, safe
[TRADE_IN]Current car if trading
Example: 2016 Honda Civic, 95K miles, good condition
[CREDIT]Credit score range
Example: Around 700
[TIMELINE]How soon
Example: Within the next month, not urgent
Pro Tips
- 1Get pre-approved for a loan from your bank BEFORE going to the dealer
- 2Never negotiate monthly payments -- negotiate total out-the-door price
- 3Best day to buy: last day of the month (quota pressure)
- 4Paste the dealer's offer into AI and ask if it is fair
Try This Prompt With
Copy the prompt above and paste it into any of these AI tools.
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